MZUZU PANEL BEATERS (COF/INSURANCE)

In Mzuzu, Mzuzu Panel Beaters Limited
is the most prominent facility for both vehicle restoration and official compliance services like Certificate of Fitness (COF) processing.

Panel Beating & Vehicle Repairs
For accident repairs, respraying, and general maintenance, there are several reputable options:
Mzuzu Panel Beaters Limited
: Located in the city center (opposite the Northern Region Road Traffic offices), they specialize in major accident repairs, resprying, and mechanical maintenance

Certificate of Fitness (COF)
You no longer have to visit only the government Road Traffic offices for your COF. Private Vehicle Inspection Stations (VIS) are authorized to conduct these tests:
Mzuzu Panel Beaters
: They are a certified VIS and can process COF certificates on-site.
Requirements: Your vehicle must be physically present for a thorough check of its suspension, tire tread, brakes, and lights to ensure it meets DRTSS guidelines.
Fees: Fees are standardized across the country. As of early 2025, the fee for light vehicles (3.5 tonnes or less) is approximately MWK 30,000, while larger vehicles are around MWK 36,000.

Vehicle Insurance
Mzuzu hosts branches of all major Malawian insurance companies, typically located near the city center or along the M1 highway:
NICO General Insurance
: Located in the city, they have a wide network of approved garages (like Mzuzu Panel Beaters
and D.G. Automobile
) for direct claim processing.
Old Mutual
& UGI
: Both maintain service centers in Mzuzu for processing third-party and comprehensive covers.
Important Tip: Always verify which garages are "approved" by your specific insurer before starting repairs to ensure your claim is honored.  NICO General +2